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Preferred Cash Loans

Frequently Asked Questions

Here are the answers to the most commonly asked questions about short-term financial solutions.

What is this type of loan?

These are similar to payday loans, cash advances, or paycheck advances. They are short-term advances for smaller amounts of money to get you through until the date you are paid. Our lenders can help you pay emergency bills, unexpected healthcare costs, or car repairs, to name a few examples. Our service basically brings your paycheck to you when you need it, so you can take care of your emergency expenses ASAP.

How do I Apply?

You can sign up by clicking "start now" wherever you see it on our site. You then fill out our short, simple form, which will not take you more than five minutes. Once you submit your form we will match you with a trusted lender.

Loan FAQ

What do I need to qualify for service?

You will need to make at least $1000 per month, have an active checking or savings account, be at least 18 years old, a U.S. citizen, have a direct deposit feature on your bank account, and be employed or earning another source or regular income. If you meet these standards, qualification should not be a problem.

How long will it take before I have my funds?

If you sign up during business hours, you can have your money by the next business day, or when you wake up the next morning. The form takes only a few minutes.This may vary depending on your lender.

When does my balance have to be repaid?

Repayment options will vary, please contact your lender with any questions.

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